The future of commerce runs on better acquiring.
We're building it.
Payments move money. We believe they should move businesses. We are building the infrastructure and supporting the ecosystem where banks and retailers either win together.
Bringing #harmony to payments.
Every payment touches multiple actors. We build the infrastructure that connects them, so every transaction creates maximum value with minimum friction.
Banks
Regain control of acquiring and turn it into a strategic growth engine.
Retailers
Get payments that work invisibly, and do far more than just accept cards.
Payment Schemes
Operate within an infrastructure built to their standards, at scale, without friction.
Consumers
Experience payments that are fast, seamless, and invisible, every time.
Institutions & Regulators
A payments ecosystem that is secure, compliant, and built to grow the broader economy.
Payment Processors
Deliver the infrastructure that moves money faster, smarter, and more reliably, at any scale.
The future of payments belongs to banks that control acquiring and the customer experience, empowering retailers to turn every transactional moment into an engagement opportunity.
Our Vision
Our History
Why we stand out
Focus
We do one thing, and we do it better than anyone: payments infrastructure. That makes us a strategic partner, transforming acquiring into a growth engine for banks and a competitive advantage for retailers.
Expertise
The same team that build and scaled GECAD ePayments & PayU into global payment providers. Now building the next big success story, with over a decade of continuous growth and innovation in the regional banking & retail ecosystem.
Recognition
Named by Deloitte among CEE's 50 fastest-growing companies. H2020 Seal of Excellence by the European Commission. Strategic partnerships with Visa and Mastercard that drive ecosystem-level impact.
The team that built the regional payments infrastructure
Daniel Nicolescu
Sebastian Ioniță
Alex Tarla
Radu Pojoga
Corina Gîdea
References
Mircea Balica
Platform Manager, eMAG
Symphopay greatly simplifies the data intelligence relationship between the merchant and the bank.
Andrei Bica
CFO, Profi Rom Food
Symphopay’s solution has been essential in ensuring business continuity across our growing network. Their robust infrastructure has provided us with the control we need over payment systems, allowing for uninterrupted service, optimized performance, and a seamless customer experience as we scale rapidly.
Mihai Trăistaru
VP of Products, SAMEDAY Group
Improved customer experience and enhanced operational and financial efficiency are the main benefits of the SAMEDAY easybox network. We continue to build a smarter, more sustainable system that embraces digital innovation and long-term partnerships, offering a convenient and durable solution that elevates our clients’ delivery experience.
Maricela Lițcanu
Global Transaction Banking Executive Director, BRD – Groupe Société Générale.
The vision behind innovative solutions like Symphopay ONE reflects the broader industry direction towards a more digitized, agile and merchant-centric payments ecosystem — one designed to drive value beyond mere acceptance.
Alexandru Bratu
Director of Cards Acquiring, Banca Transilvania
For us, the adoption of the Symphopay platform added flexibility to the card acceptance area, enabling the diversification of existing multi-merchant facilities.
Viorel Vasile
Card Unit Director, Alpha Bank Romania
Symphopay is an ingenious middleware payment solution that helps us to provide our partners with customized experiences and make the difference in the banking market. Recently, they enabled us to easily sign new retailers, overcoming operational barriers so we can better support them.
Cristian Munteanu
Managing Partner, Early Game Ventures
Symphopay is building the payments infrastructure for the reviving brick and mortar retail industry and we want to be part of this.
Let’s build the future of payments, together.
By turning complex payment challenges into shared opportunities.